Power to the purchaser.

Introducing Business Credit Cards New!

City Bank Credit Card Corporate Rewards

Introducing a line of feature-packed, low-rate credit cards designed to give you convenient purchasing power backed by the local, award-winning customer service only City Bank can deliver. Whether you're looking to better control expenses or enhance purchasing power, we offer a card that will be the perfect fit for your business. 

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Choose the credit card that's right for you and your business.

SMALL BUSINESS

0% Introductory APR
Terms & Conditions
City Bank Low APR Credit Card Business Platinum

Platinum

  • 0% INTRO APR on purchases and balance transfers for the first 6 months. Then a variable rate, currently 9.24% -17.24% applies, based on creditworthiness. 
    Terms and Conditions
  • Our lowest interest rate
  • Added perks of MasterCard Business Platinum status
As low as 13.99%
Terms & Conditions
City Bank Commercial Credit Card Business Platinum Rewards

Platinum Rewards

  • Earn 1 reward point for every dollar spent on your credit card
  • Redeem reward points in a variety of categories
  • Ability to set Individual spending limits for employees
  • Select consolidated or individual billing statements
As low as 13.99%
Terms & Conditions
Credit Card Business World Thumb

World

  • Earn 1 reward point for every $1 spent and additional point value for air travel rewards redemptions
  • Additional elite business travel benefits
  • Points go further when redeemed for travel, including: airline, hotel, car rental and more

COMMERCIAL

No annual fee
Terms & Conditions
Credit Card Business Corporate

Corporate

  • Powerful expense management for your business
  • No annual fee 
    Terms and Conditions
  • Choose one consolidated bill or individual bills per employee
Earn unlimited rewards
Terms and Conditions 
Credit Card Business Corporate Rewards

Corporate Rewards

  • Earn unlimited reward points on your business purchases at a rate equivalent to 1 percent of purchase
  • Redeem rewards for cash back in the form of credit on your statement, merchandise, gift cards, travel and more
  • Choose consolidated or individual billing and rewards
No annual fee
Terms & Conditions
Best Credit Card Business Purchasing

Purchasing

  • Our most comprehensive expense management option
  • No annual fee
  • Terms & Conditions
  • Earn rebates based on your spend volumes
  • Improve your purchase and payment process end-to-end

Standard Features

  • Secure online account access 24-hours a day, seven days a week
  • Individual credit lines and spending limits for different employees
  • Consolidated company statement or individual statements to each cardholder
  • Reporting options that allow businesses to separate and manage expenses
  • Company name on each card with no added cost for additional cards for employees
  • MasterCard Global Service™

    Receive around-the-clock customer service assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as assistance with locating ATMs and help with card-related questions.

  • Extended Warranty Insurance2

    Doubles the time period and duplicates the coverage of the original manufacturer's or U.S. store brand warranty for a maximum of one year.

  • Purchase Assurance2

    Provides coverage for most items you purchase with your eligible MasterCard if the item is damaged or stolen within 90 days of the date of purchase.

  • Value Added Taxes Reclaim Service2

    Provides company Value Added Taxes (VAT) expense coverage for foreign business travel transactions, including: hotel accommodations, employee meals, conferences, exhibitions, trade shows, car hire, and similar business travel expenses. 


Additional Benefits for MasterCard® World

  • Travel Accident Insurance2

    Covers accidental death or dismemberment for purchases of common carrier travel tickets. 

City Bank MasterCard logoCity Bank MasterCard credit cards have some added benefits worth noting. With enhanced features and benefits, customers can turn good deals into great ones by adding value to purchases large and small with convenience, protection and more. Welcome to a faster, safer, more convenient way to pay.


To take advantage of any of these features or file a claim, simply call 1-800-MASTERCARD.

 
Application Terms

 Platinum Platinum Rewards World Corporate Corporate Rewards Purchasing
Annual Fee ($) None
Terms & Conditions
 None
Terms & Conditions
 None
Terms & Conditions
 None
Terms & Conditions 		$25 per card
Terms & Conditions		 None
Terms &  Conditions
Intro Offer 0% Intro APR on Purchases and Balance Transfers for 6 months. After that, a variable rate of 9.99% to 17.99% applies.
Terms & Conditions		 None None None None None
Additional Bonus None None Additional point value for air travel reward redemption (100 points = $1.25) None None Monthly Cash Rebate
None None Premier reward redemption options None None None
Features
Lowest Interest Rate ✓ ✕ ✕ ✕ ✕ ✕
24/7 Customer Service ✓ ✓ ✓ ✓ ✓ ✓
Dedicated Account Manager ✕ ✕ ✕ ✕ ✕ ✓
Multiple payment options, including automatic debit, online banking, in a branch or by mail ✓ ✓ ✓ ✓ ✓ ✕
Accumulate 1 point with every $1 spent ✕ ✓ ✓ ✕ ✓ ✕
Price Protection ✕ ✕ ✕ ✕ ✕ ✕
Identity Theft Resolution ✕ ✕ ✕ ✕ ✕ ✕
Extended Warranty ✓ ✓ ✓ ✓ ✓ ✓
MasterRental Coverage ✓ ✓ ✓ ✓ ✓ ✓
MasterCard Global Service ✓ ✓ ✓ ✓ ✓ ✓
Purchase Assurance ✓ ✓ ✓ ✓ ✓ ✓
Concierge Services ✕ ✕ ✕ ✕ ✕ ✕
MasterAssist (Travel, Medical Assistance, Emergency) ✓ ✓ ✓ ✓ ✓ ✓
Travel Insurance (travel accident and baggage delay) ✕ ✕ ✓ ✕ ✕ ✕
MasterCoverage (liability protection program- not included in cardholder materials) ✓ ✓ ✓ ✓ ✓ ✓
Individually customized spending limits for employees ✓ ✓ ✓ ✓ ✓ ✓
Consolidated or individual billing statements ✓ ✓ ✓ ✓ ✓ ✕
Reporting functionality ✕ ✕ ✕ ✕ ✕ ✓
Purchases: Go To Rate(s): Variable Prime + 5.74% to Prime + 13.74% (Based on credit score) Prime + 9.74% to Prime + 15.74% (Based on credit score) Prime + 9.74% to Prime + 15.74% (Based on credit score) Prime + 15.74% Prime + 15.74% Prime+ 17.75%
Cash 21.00% Fixed 21.00% Fixed 21.00% Fixed 21.00% Fixed 21.00% Fixed 21.00% Fixed
Penalty Rate None None None None None None
BT Fee (%) 3% 3% 3% N/A N/A N/A
BT Fee (Min $) $10 $10 $10 N/A N/A N/A
BT Fee (Max $) None None None N/A N/A N/A
Cash Advance Fee (%) 4% 4% 4% 4% 4% 4%
Cash Advance Fee (Min $) $10 $10 $10 $10 $10 $10
Cash Advance Fee (Max $) None None None None None None
Late Fee ($) $25 on balances up to $500; $35 on balances of $500 or more (do not charge if balance less than $100) $25 on balances up to $500; $35 on balances of $500 or more (do not charge if balance less than $100) $25 on balances up to $500; $35 on balances of $500 or more (do not charge if balance less than $100) $25 on balances up to $500; $35 on balances of $500 or more (do not charge if balance less than $100) $25 on balances up to $500; $35 on balances of $500 or more (do not charge if balance less than $100) $25 on balances up to $500; $35 on balances of $500 or more (do not charge if balance less than $100)
Return Payment Fee ($) $35 $35 $35 $35 $35 $35
Overlimit Fee ($) $35 (do not charge if less than $100 overlimit) $35 (do not charge if less than $100 overlimit) $35 (do not charge if less than $100 overlimit) $35 (do not charge if less than $100 overlimit) $35 (do not charge if less than $100 overlimit) $35 (do not charge if less than $100 overlimit)
Expedited Card Fee ($) $30 per card $30 per card $30 per card $30 per card $30 per card $30 per card
Minimum Interest Charge ($) $1.00 $1.00 $1.00 $1.00 $1.00 $1.00
Foreign Exchange Fee (%) 1.5% 1.5% 1.5% 1.5% 1.5% 1.5%
Minimum Payment The Minimum Payment will include any amount past due or over the Credit Limit plus largest of The Minimum Payment will include any amount past due or over the Credit Limit plus largest of The Minimum Payment will include any amount past due or over the Credit Limit plus largest of Pay in full Pay in full Pay-in-full
(A)  $50.00, (A)  $50.00, (A)  $50.00,
(B)  3.0% of the New Balance, (B)  3.0% of the New Balance, (B)  3.0% of the New Balance,
(C)  1.5% of the New Balance plus (i) current Finance Charges and cash item charges, and (ii) any Late Fees, Returned Payment Fees and Overlimit Fees assessed in the current billing cycle. (C)  1.5% of the New Balance plus (i) current Finance Charges and cash item charges, and (ii) any Late Fees, Returned Payment Fees and Overlimit Fees assessed in the current billing cycle. (C)  1.5% of the New Balance plus (i) current Finance Charges and cash item charges, and (ii) any Late Fees, Returned Payment Fees and Overlimit Fees assessed in the current billing cycle.
The Minimum Payment amount will be rounded to the nearest dollar. If the total New Balance is less than $50.00, a Minimum Payment will be equal to the total New Balance. The Minimum Payment amount will be rounded to the nearest dollar. If the total New Balance is less than $50.00, a Minimum Payment will be equal to the total New Balance. The Minimum Payment amount will be rounded to the nearest dollar. If the total New Balance is less than $50.00, a Minimum Payment will be equal to the total New Balance.

Apply today for your small business or corporate credit card!

Take advantage of our best-in-class solutions with extended benefits backed by impeccable customer service. 

Subject to Credit Approval. Ask for details.
1 Upon approval, we will mail a letter acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.
2 Certain terms, conditions, and exclusions apply. Please consult your Guide to Benefits for specific benefit configuration.

MasterCard® is a registered trademark of MasterCard International Incorporated.