Lines of credit with a personal touch.

For many companies, a business line of credit is a vital part of an overall financial strategy. If you are a business owner, City Bank can help you manage short-term cash flow fluctuations and prevent disruptions to your operation with a business line of credit1. This credit option is not only easy to access, it can be paid down and used again and again as your business loan needs change.

Lines of credit customized to your business

An unsecured business line of credit puts up to $100,000 at your fingertips, so your small business can cope with short-term seasonal changes, purchase additional inventory, or finance accounts receivable. 

  • No collateral required
  • Quick credit decision
  • Variable rate
  • Funds available when you need them
  • Monthly payment is automatically deducted from  your business checking account

    A secured business equity line of credit allows you to access business growth capital of up to $1 million using the equity in your home and/or commercial property as collateral.

  • Choose to use equity from residential or commercial real estate
  • Variable rate
  • Revolving credit period with monthly interest-only credit payments
  • No annual renewal required
  • Easy access to funds via computer, phone or check
  • Use non-real estate assets as collateral
  • Higher credit limit than unsecured lines of credit
  • Low variable rate
  • Interest-only credit payment due monthly

We understand your bottom line.

With many years’ experience structuring and approving commercial financing, City Bank features a streamlined application process with loan decisions made locally. We’ll meet with you at a convenient time to discuss your business needs, and have the answers fast.

Let City Bank help your business grow.

1Some restrictions apply. Not a commitment to lend. See bank for details.