Free checking for those age 55 and older. 

This account is specially designed for those age 55 and older and includes the feature of FREE statements and images. It takes only a minimum deposit of $50 to open the account. After your account is open, there is no required minimum balance. Plus your account comes with many more exciting features, such as a free City Bank MasterCard®1 debit card, free checks2, free online banking, free e-statements, free bill pay, and more. 

Account Features


Receive your monthly statements electronically or mailed. Plus, we'll even include images at no cost. 

No Minimum Balance

It takes only a minimum deposit of $50 to open. After your account is open, there is no required minimum balance.

Free Debit Card

City Bank’s 55+ Free Checking includes a free debit card1. It’s convenient, secure and rewarding, so you can shop and bank with confidence.

Unlimited Check Writing

At City Bank, we want you to be able to write as many checks as you like with no fees. We’ll even give you free checks2 to use with your account.

Overdraft Protection

The City Bank overdraft protection program is a simple way to avoid the inconvenience and embarrassment of denied transactions. Occasional Overdraft Privilege Service (OOPS)3 could be added after 30 days if you qualify.

Free Checking City Bank Lubbock, El Paso, College Station, Dallas, Plano, Grand Prairie

55+ Free Checking includes Free statements and images. 

Maximum Flexibility 

Make your banking better with 55+ Free Checking from City Bank. To sign up, contact a City Bank representative by calling 1-800-OUR-BANK, visit any of our convenient locations or fill out the Contact Us form below and we'll contact you soon.

1MasterCard® is a trademark of MasterCard International Incorporated. 2Two free styles available. 3Always a discretionary service: Occasional Overdraft Privilege Service™ does not constitute an actual or implied agreement between you and City Bank.