Make your money work for you.

City Bank Interest Checking

Designed for our customers that maintain higher balances, City Bank Interest Checking combines the best features of a checking account and a savings account. Earn a competitive interest rate on your balance yet still have easy access to your money for everyday needs. Write checks, use a debit card, make transfers, all while earning a return on your cash—it’s the best of both worlds. 

 

City Bank Interest Checking returns a market rate of interest along with a full array of services. You’ll get unlimited checking, a Debit Card1 with no fees, free online banking and bill pay, and more. All of these features are available with no monthly maintenance fee if you maintain a minimum daily balance of $1,000 or more.

  • Earn interest on balances of just $1,000 or more
  • Only $122 a month if balance falls below $1,000
  • 0.10% APY3 paid on your account balance, calculated daily
  • Unlimited transactions
  • Occasional Overdraft Privilege Service4 (OOPS) could be added after 30 days if you qualify 
  • Convenient access to your account through online banking
  • Interest paid monthly on calculated daily balance

Free Online Banking & Bill Pay

Save time and money with City Bank online banking and bill pay. View your bank statements online, schedule payments, transfer funds, access check images and more, all from your own computer. It’s free, secure and available when you are.

Get a Free City Bank Debit Card

Enjoy the convenience of a free City Bank MasterCard® personal debit card1 with your Interest Checking account. Forget about writing checks or carrying around a lot of cash. Just pay with your debit card at millions of places worldwide, anywhere MasterCard is accepted. There is no annual fee or monthly usage fee.

Enjoy the advantages of Interest Checking

No other bank offers you so many convenient ways to manage your money, all while earning interest on your checking account balance. Learn more about City Bank Interest Checking and how it can benefit you by calling 1-800-OUR-BANK today, or fill out the Contact Us form below and we will contact you soon.

1MasterCard® is a registered trademark of MasterCard International Incorporated. 2All fees subject to sales tax in New Mexico. 3Annual Percentage Yield (APY). Rates may change at any time. Rates correct as of 9/1/2014. Fees may reduce earnings. 4Always a discretionary service: Occasional Overdraft Privilege Service™ does not constitute an actual or implied agreement between you and City Bank.