Funding when you need it
A loan from City Bank allows you to have cash when you need it, once your application is approved and your credit limit determined1. Use it as you fit. Consider these benefits:
You will enjoy convenient access to cash, and you will not be charged when you don’t use the money. Write checks for as little as $500 up to your available credit limit.
Fixed and variable rates
Choose to fix your rate or stay with the variable rate, whichever market condition is most beneficial for you.
Our rates are better than those of most major credit cards.
Access your line again and again as you pay back the money you borrow.
Enjoy line-of-credit discounts when you choose to have your payments automatically deducted from your checking or savings account.