FLEXIBLE, LOW-RATE PERSONAL LENDING OPTIONS

Whatever the need may be, we’re here to make life easier and better with flexible personal loans1. Our personal loans are a fast and convenient way to pay for the things you want, without the wait. They come in a variety of terms and rates to give you the loan that’s a perfect fit.
Apply Now

FLEXIBLE, LOW-RATE PERSONAL LENDING OPTIONS

Whatever the need may be, we’re here to make life easier and better with flexible personal loans1. Our personal loans are a fast and convenient way to pay for the things you want, without the wait. They come in a variety of terms and rates to give you the loan that’s a perfect fit.
Apply Now

Achieve your personal financial goals

Whether you are furnishing a home, consolidating bills or taking a vacation, City Bank has you covered with the financing you need for just about any situation. Enjoy the freedom to use the money at your discretion. While all loans are subject to credit approval, a friendly loan officer would be happy to sit down and talk with you about personal loans. Whatever your personal need may be, you’ll find a friendly City Bank loan specialist ready to serve you. 

Auto

auto

Medical Bills

Bills

Home Improvement

home improvement

Electronics

Electonics

Vacations

vacations

Home Furnishings

home furnishings

Recreational Boats and Vehicles

boat

 

 

 

Repay a personal loan in terms of 12-48 months. Rates range from 11.50% to 18.00% Annual Percentage Rate (APR)2, $50.00 origination fee with no prepayment penalty. Representative example of repayment terms for an unsecured personal loan: For $10,000 borrowed over 36 months at 13.99% Annual Percentage Rate (APR), the monthly payment is $342. This example is an estimate only and assumes all payments are made on time.

 

Funding when you need it

A loan from City Bank allows you to have cash when you need it, once your application is approved and your credit limit determined1. Use it as you fit. Consider these benefits:

Instant cash

You will enjoy convenient access to cash, and you will not be charged when you don’t use the money. Write checks for as little as $100 up to your available credit limit.

Fixed and variable rates

Choose to fix your rate or stay with the variable rate (that may increase over time), whichever market condition is most beneficial for you.

Competitive rates

Our rates are better than those of most major credit cards.

Revolving credit

Access your line again and again as you pay back the money you borrow.

Fast, convenient approval process

Whether you’re ready for the vacation of a lifetime, major home improvements or another special purchase, City Bank wants to make the entire borrowing process quick and easy. We can help you determine if you’re in a good borrowing position, and get back to you right away with the answers you need. We can even arrange to have your loan payments automatically deducted from your checking or savings account each month. It doesn’t get easier than that. 

For a personal loan, turn to City Bank.

Apply Now

 

1Some restrictions apply. Not a commitment to lend. See bank for details. 2Annual Percentage Rate will be based on credit history, the amount financed, and the loan term.